Bankruptcy Checklist

Before you decide on anything, ask yourself....

Do they have a refund policy?

To our knowledge, Debt Fix is the only company that offers a refund policy which is published on our website. If they can’t deliver an outcome, then why should you have to pay for it? If they say they will refund you, get it in writing!

Is the company Government Registered?

A lot of operators claim to offer a solution, but in reality act as brokers for someone else. Brokers don’t need to be Government registered and this means that you may not receive the best advice. Also these operators may be more expensive, unexperienced and under pressure to sell.

Will I have an account manager to look after me?

Debt Fix assigns you with an account manager. If you have a problem or question, you can speak to the same person every time. 

Do they have a *99% success rate?
*(independently verified)

Debt Fix has an excellent success rate due to its relationship with your creditors. Some companies don’t have the same relationship that we do so they can’t boast the same success rates as us.

Will I get a timely result?

Unlike some other companies, Debt Fix will never hold back your application. We believe in a fast turnaround without any unnecessary delays.

Is the application fee reasonable? 

Application fees should never be more than $1,850, at the very most. If a company is charging you more, you need to shop around. Remember: Those fees are most likely not refundable if your proposal is not accepted.  

Have I been told all the facts?

At Debt Fix, we have a standard check to make sure you have been told all the facts. Some company’s don’t bother.

Are my payments realistic, affordable and sustainable?

Debt Fix conducts a rigorous budget examination and will only submit proposals that are affordable and sustainable. Some companies don’t bother.

Are they a member of an industry association that promotes ethical and responsible behaviour?

Debt Fix sits on the board of DAPA (Debt Agreement Practitioners Assoc – www.dapa.org.au). Unbelievably, there are some companies that refuse to belong to an Industry Association that promotes ethical standards of behaviour.